Right, you’re busy planning for the future, mate, with a clear picture of the financial mess you could end up in. That’s right – you’re not as thick as a whale omelette. Your mate or family member has eyes bigger than their wallet, dreaming of caviar and champagne on a beer budget. They’re after the high life, but your bank account’s screaming, “Do I look like I’m made of money?” If you can’t afford their fanciful flights of fancy, you tell them straight, “We’re having fish and chips, love, and if you don’t like it, you can sod off!” And your lucky charm? It’s a penny found face up. That’s right, you’re so skint, even a penny’s a windfall! But remember, mate, “Find a penny, pick it up, and all day long you’ll have… well, a penny.” That’s British luck for you.

Come back tomorrow for another exciting horoscope!